In 1993 the US dairy industry changed dramatically. That year the FDA approved the use of a genetically-engineered form of bST, sparking a controversy that has persisted over the last thirteen years, leading to law suits and disputes over public health and safety. Many organically-minded consumers switched over to hormone-free milk, only to later learn that there was no such thing. What is rbST anyway, and how does it affect cows. The intent of this article is to sort through the issues concerning rbST, so that you can make an informed decision about the milk you buy. Somatotropin bST is the hormone which stimulates milk production and is naturally produced in a cow s pituitary gland. In the 1950s scientists first developed a recombinant form of this hormone, hoping to use it to treat children suffering with dwarfism. The injections had no effect whatsoever on the children, and the experiment was deemed a failure. Scientists concluded that some hormones were...

1 Low-resolution images and photos For printing a minimum of 300 dpi is required. This means when scanning an image scan it at least 300 dpi, and when using a digital camera use the largest photo size option. You can always size it down when necessary. 2 No bleed Bleed is an extension of the die line to ensure that there is no white line around your artwork when the product is cut. All our templates have guidelines indicated as bleed so your artwork should be extended to the bleed line. 3 Text too close to die line All our paper products are machine cut, therefore, there will be a slight tolerance where it is actually cut. Therefore if the text is aligned too close to the die line it might be cut off. It is safer to place all text and images at least from the die line. 4 Missing or corrupt fonts Fonts are tricky because of the different versions of operating systems. So we suggest outlining all the text before you submit us the files. If for some reason you...

Seniors Win Big With New Ira Rules

Posted on July 28, 2010 by Ardith

That way, the whole account can continue to grow tax deferred. Next, the silly requirement to first roll your company account into a regular IRA and then into a Roth IRA has been dropped. Under the new rule, when you retiree, you can roll your company account directly into a Roth IRA of course, you pay the income tax due and then the Roth will grow tax free . The nonsensical prior rule that a non-spouse beneficiary of a company plan could not roll over the money had been dropped. Here s an example. Dad worked for Chevron. He listed his son as beneficiary on his 401k. If Dad dies, the son can now do a trustee-to trustee transfer of Dad s account into an inherited IRA. Previously, only a spouse could move money from a deceased s 401k into an inherited IRA or their own IRA. The non-spouse beneficiary still cannot take possession of the money or else it will be taxed there is no 60 day rollover provision. There s more good news about the above. Let s say Dad died in...

While the accounting ledger may be affected by changes in tuition, government and private fund support, quality of investments, and a host of other factors, there exists a simple way to help thousands of academic officials lower their school s operational expenses. A check consolidation and recovery program can help keep a schools steady stream of profit flowing - essential for even non-profit institutions. Imagine a Director of the Bursar s Office who is getting an ever-increasing amount of bounced checks. This Director, in concert with other officials, may even be considering abandoning a check payment option, upset about a incurring high return check bank fees which typically range from 5 to as high as 30 ; b not receiving due compensation; and c spending valuable time trying to collect the debt or utilizing expensive collection agencies. Check consolidation and recovery can alleviate these sources of frustration. Check consolidation is a perfect mechanism to...

Kidney stones often do not cause any symptoms. However, if they become lodged in the ureter the thin tube between the bladder and the kidney symptoms can be very severe. Usually, the first symptom of a kidney stone is extreme pain, which occurs when a stone acutely blocks the flow of urine. The pain often begins suddenly when a stone moves in the urinary tract, causing irritation or blockage. Typically, a person feels a sharp, cramping pain in the back and side in the area of the kidney or in the lower abdomen. Sometimes nausea and vomiting occur. Later, pain may spread to the groin. If the stone is too large to pass easily, pain continues as the muscles in the wall of the tiny ureter try to squeeze the stone along into the bladder. As a stone grows or moves, blood may appear in the urine. As the stone moves down the ureter closer to the bladder, you may feel the need to urinate more often or feel a burning sensation during urination. If fever and chills...

Car Donation Facts For You

Posted on March 14, 2010 by Valentina

Donating money and good is a great way to help out worthy causes while still helping yourself out on your taxes. Car donation is no different. Even though some of the car donation tax laws changed a few years back, this is still a great way to help yourself and others. So if you have an old car and just aren t quite sure what to do with it, then consider a charitable donation of your vehicle. As of 2005, the laws for car donation changed. For motor vehicles, boats, and airplanes that are valued at more than 500, things are a bit different than before. The allowable amount of the deduction is now limited to whatever amount the charity sells it for. The charity to which your car donation is made is required to provide you with written acknowledgement of your donation within 30 days of you making it. If the charity provides any false or exaggerated acknowledgement, they can be penalized. As of the first of January in 2005, when you make a car donation, the tax...

The human body is an incredible thing. Even after years of smoking, your system can mount a strong recovery; it s possible you will even enjoy the same level of health as non-smokers. I smoked two packs of cigarettes every day for many years. I couldn t go for any length of time without lighting one up. If I was awake, I had a smoke going. And quite often I would get up in the middle of the night, smoke a cigarette, and go back to bed. I m sure you can imagine the state of my health during those years. I was a wreck. I hacked and wheezed all the time. My nose and eyes were always burning. I could barely walk a block without losing my wind. In fact, I even had a heart attack as a direct result of my nasty habit. I won t go into the details of how I finally quit; you ll have to get that scoop in another one of my articles. But I do want to share some amazing facts with you about the body s ability to recover, even from the devastating effects of constant smoke...

Pinworm Infection: What You Should Know

Posted on December 14, 2009 by Arcelia

The pinworm annually infects 40 million people, about 13 percent of Americans. It s a highly contagious, intestinal worm that measures about 1 4 -1 2 long and exists year-round, especially in warm, moist climates. According to the Centers for Disease Control Prevention CDC , pinworm infestation is twice as common as head lice. Preschoolers and school-age children have the highest rates of infection. Symptoms of Pinworms Parents should suspect that their children are infected if they frequently scratch their perianal area, are uncomfortable sitting, have difficulty sleeping, act restless and maybe even experience loss of appetite. Touching or scratching the affected area transfers pinworm eggs to the host s fingers, which can spread them practically anywhere. Confirming Infection Pinworms can frequently be seen in stool or on the skin around the anus. If pinworms are suspected but no worms are seen, transparent adhesive tape or a pinworm paddle supplied by your...

 
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